For a customer who is having a hard time getting approved for a typical contract phone because of bad credit, there are quick access alternatives you can check. Advertised with the promise of same day approval, bad credit phone deals are worth considering. But before you go ahead and close any deal, it’s important to note that bad credit phones have its set of pros and cons. Below is a quick guide that will tell you everything you need to know about the phone deal.
What are bad credit phones?
Bad credit mobile phones as you can glean from its name are phone deals specifically offered for customers with bad credit under their belt. Carriers offering phone contract deals in the UK will generally reject applications when the customer has a history of default, nonpayment and especially CCJs. This is where bad credit phones come handy.
Rather than cancel your phone contract application, you can look for a suitable bad credit phone deal instead. You’ll still enjoy the same affordable rates on your phone service usage while getting a new phone as part of the plan. Typical contract length you can choose from start from 12 months to 18 months then 24 months. To compare available bad credit phone deals to suit your monthly phone usage, head over to PhonesWorld.
Who are bad credit phones for?
Anyone who is of legal age is eligible to apply for a bad credit phone. Your credit score doesn’t matter and is not considered when assessing your application. This means that you don’t have to worry about rejections any longer. If your applications were ever rejected before, bad credit phone deals will save the day for you. Just make sure that you are able to provide your carrier with proof of income. So long as they can ensure that you are financially capable to pay for the monthly fee, approval is fast and easy.
Why choose bad credit phones?
Bad credit phones may not always be the best choice for everyone but the phone deal does have its set of advantages you can enjoy. Topping the list is the no credit check rule. No matter your credit score or financial history, you can rest assured that with this type of deal, approval is almost always guaranteed.
Without any credit check needed, bad credit phones are also super fast to get approved for. So long as you meet the requirements, approval can be confirmed in 24 hours or less. In some cases, approval can be instant and you can also get your phone immediately.
With bad credit phones, you also enjoy access to a wide variety of mobile phones. You may not be necessarily eligible for high-end handsets but there are plenty of inexpensive handsets that should be adequate enough to meet your everyday mobile phone needs. There is also a wide array of bundle plans you can tailor accordingly to your needs to make every penny count.
Why not choose bad credit phones?
If you’re not really a heavy mobile user and you’re not going to depend on your mobile phone for everyday communication or Internet browsing then you may be better off with a prepaid plan. Even if bad credit phone deals works just like a typical contract phone plan, the former can be more expensive than usual. This is because the monthly cost of your bad credit phone deal is affected by your credit rating. Your credit score will not affect your approval chances but it does have a weight when it comes to the cost of the phone deal.